Terms of service

Effective Date: 10/03/2026
Website: www.yourhomeloan.com.au

Welcome to YourHomeLoan.com.au (“Website”), operated by Your Home Loan (“we”, “us”, “our”). By accessing or using this Website, you agree to be bound by these Terms of Service.

If you do not agree, you must not use this Website.

1. Website Purpose

This Website provides general information about mortgage broking services, loan products, financial tools and property-related resources.

Information on this Website is provided for general informational purposes only and does not constitute financial, legal, credit or taxation advice.

You should seek independent professional advice before acting on any information provided on this Website.

2. No Financial Advice

We are a mortgage advisory service and not a lender.

All information, calculators, tools and resources on this Website:

  • Are general in nature
  • Do not consider your personal objectives, financial situation or needs
  • Should not be relied upon as financial or credit advice

Loan approvals remain subject to lender assessment and eligibility criteria.

3. Use of Online Tools & Calculators

This Website may provide access to online calculators, borrowing capacity tools and financial comparison tools.

These tools:

  • Provide estimates only
  • May not reflect actual loan eligibility or repayments
  • Use assumptions that may not apply to your circumstances

We do not guarantee the accuracy, completeness or suitability of calculator results.

4. Third-Party Services

We may use trusted third-party platforms to provide services efficiently, including:

  • Appointment scheduling platforms (e.g., Calendly)
  • Financial calculators and loan comparison tools (e.g., Quickli)
  • CRM and document management systems
  • Analytics and marketing platforms

These third-party services operate under their own terms and privacy policies. We are not responsible for the content, policies or practices of third-party providers.

5. Eligibility to Use Website

By using this Website, you confirm that:

  • You are at least 18 years old
  • You are legally capable of entering binding agreements
  • All information you provide is accurate and truthful

6. Intellectual Property

All content on this Website is owned by or licensed to us, including:

  • Text, graphics, logos and branding
  • Website design and layout
  • Calculators, tools and resources
  • Images, videos and downloadable materials

You must not copy, reproduce, modify, distribute or use any Website content without our prior written consent.

7. User Conduct

You agree not to:

  • Use the Website for unlawful purposes
  • Attempt to gain unauthorised access to systems or data
  • Interfere with Website security or performance
  • Transmit malicious code or harmful material
  • Use automated systems (bots/scrapers) without permission

8. Accuracy of Information

We aim to keep Website information accurate and up to date. However:

  • Information may change without notice
  • Market conditions and lender policies frequently change
  • Errors or omissions may occur

We do not guarantee the accuracy, reliability or completeness of Website content.

9. Limitation of Liability

To the maximum extent permitted by law, we are not liable for:

  • Losses arising from reliance on Website information
  • Decisions made based on calculators or tools
  • Errors, inaccuracies or omissions
  • Service interruptions or Website downtime
  • Loss or damage from third-party services

This includes direct, indirect, incidental or consequential loss.

10. Indemnity

You agree to indemnify and hold us harmless from any claims, damages, liabilities or expenses arising from:

  • Your misuse of the Website
  • Breach of these Terms
  • Violation of applicable laws

11. Privacy

Your use of this Website is also governed by our Privacy Policy, which explains how we collect and manage personal information.

12. External Links

This Website may contain links to third-party websites for your convenience.

We do not control and are not responsible for the content, security or practices of external websites.

13. Website Availability

We do not guarantee uninterrupted access to this Website.

We may suspend, withdraw or restrict Website access at any time without notice for maintenance, updates or security reasons.

14. Changes to Terms

We may update these Terms & Conditions from time to time.

The latest version will always be published on this Website. Continued use of the Website constitutes acceptance of any changes.

15. Governing Law

These Terms of Service are governed by the laws of New South Wales, Australia.

Any disputes arising from use of this Website are subject to the exclusive jurisdiction of the courts of New South Wales.

16. Contact Us

If you have questions regarding these Terms of Service, please contact:

Your Home Loan
Website: www.yourhomeloan.com.au
Email: info@yourhomeloan.com.au
Address: 17 Lamorna Avenue, Beecroft NSW 2119